Applicant(s) Authorization, Acknowledgement and Disclosures:
I have completed
the application above and hereby apply for a loan with Pioneer Bank. I certify that all information
contained herein is accurate and complete and that I have made no misrepresentations in the loan
application or in any related documentation. I authorize Pioneer Bank to retain this application
whether or not it is approved, to rely on the foregoing to check and verify my credit, employment
and salary history and to obtain follow up credit reports concerning my continued credit worthiness
and to exchange information about my account with proper persons, creditors and credit bureaus. I
authorize my employer (present and future), bank and other reference listed above to release and/or
verify information with Pioneer Bank at any time. I acknowledge that this application is subject
to approval of my credit and acceptance by Pioneer Bank. Should my request for credit and subsequent
loan be approved, I agree to give Pioneer Bank written notice immediately upon change of my name,
address, employment or any other pertinent information contained herein.
HOME IMPROVEMENT NOTICE:
You may NOT begin any work until AFTER you have closed on your
loan and received your loan proceeds. Pioneer Bank lien position is at risk if improvements are
started prior to disbursement of loan proceeds. Once your loan request has been processed and
you have signed your loan documents, there is a 3 Day Right to Cancel period required by federal
law. During this period you may cancel the loan without penalty. Once the 3 Day Right to Cancel
period is over and you do not cancel, you will receive your loan proceeds and your contractor
may begin your home improvements
I authorize Pioneer Bank to talk with my Home Improvement Contractor regarding the processing of my loan.
Authorization for Contact:
By clicking the submit button, I authorize Pioneer
Bank to contact me using the phone or cell phone number(s) or email address I provided in this application.
My authorization means that Pioneer Bank can call me even if I previously registered a federal or
state "do not call" preference. I understand that the contact from Pioneer Bank will be related to
the products and or services in which I have applied.
If you do not want to be contacted
by Pioneer Bank please complete an application by calling the
Bank location nearest to you.
Important Information about Procedures for Opening a New Account
To help the
government fight the funding of terrorism and money laundering activities, U.S. Federal law requires
financial institutions to obtain, verify, and record information that identifies each person (individuals
and businesses) who opens and account. What this means for you: When you open an account, we will
ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask for your driver's license or other identifying documents.
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