We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Credit Card Comparison

Compare our consumer and business credit card options to find the card that best fits your needs.

Consumer Credit Cards

Compare rates, rewards, fees and benefits.

Value Card

A straightforward credit card option.

Introductory APR 0.00% for first 6 months
APR Prime + 6.99%, Rate Cap 21.00%
Grace Period 25 days (+5 additional days)
Credit Limit Requirement None
Rewards None
Annual Fee None
Mastercard® Benefits Benefits include car rental collision damage waiver protection, identity theft protection and more.

Everything Rewards Card

Earn rewards on everyday purchases.

Introductory APR 0.00% for first 6 months
APR Prime + 11.99%, Rate Cap 21.00%
Grace Period 25 days (+5 additional days)
Credit Limit Requirement None
Rewards 1 point for every $1 spent, with a cap of 10,000 points per month. Redemption options include cash back, travel, retail gift cards, merchandise and more.
Annual Fee None
Mastercard® Benefits Benefits include car rental collision damage waiver protection, identity theft protection and more.

Premier Plus - World Card

Rewards plus additional Mastercard® benefits.

Introductory APR 0.00% for first 6 months
APR Prime + 11.99%, Rate Cap 21.00%
Grace Period 25 days (+5 additional days)
Credit Limit Requirement $5,000 minimum
Rewards 1 point for every $1 spent, with a cap of 10,000 points per month. Redemption options include cash back, travel, retail gift cards, merchandise and more.
Annual Fee None
Mastercard® Benefits Benefits include airport concierge service, car rental collision damage waiver protection, identity theft protection, cell phone protection and more.

Features Included With All Consumer Cards

24/7/365 cardholder assistance: tel:18884501842888-450-1842
Online access through Card Manager
Card Manager mobile app
Apple Pay, Samsung Pay and Google Pay
Contactless card payments
Text or email card alerts
Block transactions
Schedule travel notifications
Lost or stolen card services
Automatic fraud alerts for unusual or suspicious activity

Business Credit Cards

Compare billing options, rewards, fees and business account controls.

No Fee Card

Flexible business purchasing without an annual fee.

APR Prime + 10.99%, Rate Cap 21.00%
Grace Period 25 days (+5 additional days)
Billing Method Consolidated Control Account or Individual Billing
Rewards No rewards
Annual Fee No Fee
Expense Management Download data in CSV or QBO format, or automated file feed.

Choice Rewards Card

Earn rewards with individual employee billing.

APR Prime + 10.99%, Rate Cap 21.00%
Grace Period 25 days (+5 additional days)
Billing Method Individual Billing
Rewards 1 point for every $1 spent, with a cap of 10,000 points per month/per account. Redemption options include cash back, travel, retail gift cards, merchandise and more.
Annual Fee $49 per employee account
Expense Management Download data in CSV or QBO format, or automated file feed.

Premier Card

Consolidated account management with pooled rewards.

APR Prime + 10.99%, Rate Cap 21.00%
Grace Period 25 days (+5 additional days)
Billing Method Consolidated Control Account
Rewards 1 point for every $1 spent with no cap. All points pool to the control sub-account. Redemption options include cash back, travel, retail gift cards, merchandise and more.
Annual Fee $49 per employee account. Waived if annual spend exceeds $500,000.
Expense Management Download data in CSV or QBO format, or automated file feed.

Features Included With All Business Cards

24/7/365 cardholder assistance: tel:18338701842833-870-1842
Online access through Card Manager
Card Manager mobile app
Apple Pay, Samsung Pay and Google Pay
Contactless card payments
Text or email alerts
Block transactions and schedule travel notifications
Automatic fraud alerts for unusual or suspicious activity
Administrative account controls
Cash, velocity and merchant category controls
Access cardholder activity and statements
Option to change employee card limits
Please note: Rates, fees, rewards, benefits and other terms are subject to applicable account terms and disclosures. Contact Pioneer Bank for current product information and complete details.
Credit Card
Log in to Internet Banking to apply.
Download paper application to deliver to branch.

Extraordinary benefits with Mastercard® including:

• Rental Car Insurance
• Airport Concierge
• ID Theft Protection
• Global Services
• Cell Phone Coverage*
• Travel & Lifestyle Services*
• Online shopping/delivery discounts*

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

*Mastercard World cardholders only