Pioneer Bank has always been guided by a forward-thinking mindset, even in its earliest days.

An old newspaper classified ad tells that story well. Long before modern banking, our founders were already making thoughtful changes, adjusting the number of directors and expanding the scope of business to meet the needs of a growing community. Those decisions reflected more than operational updates. They showed confidence, optimism, and a clear understanding that progress requires adaptability.

That same spirit has carried Pioneer Bank through 125 years of change. Communities grew, technology evolved, and customer needs shifted, yet the willingness to adapt never wavered. Each generation built on the work of those before them, making bold choices to ensure the bank remained strong, relevant, and ready for what came next.

As we celebrate our 125th anniversary, we pause to honor the vision and courage of those early leaders. Their forward-looking decisions shaped the foundation we stand on today. With that same sense of optimism, we look ahead to the future, proud of how far we have come and excited about what we will continue to build together.